AGI-Native · Built for 2026

Protect Every Tomorrow with LifeGlimmora

Insurance reimagined for life. AI-powered plans that adapt to your family, your goals, and your future — settled in hours, not weeks.

IRDAI Licensed
256-bit encrypted
4-hour claim avg.
Family Cover
₹1 Cr Plan
AI Insight
98% Match
Claim
Settled · 6 hrs
Trusted across India

Numbers that speak for themselves

Real families. Real claims. Real impact — measured every single day.

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Users protected
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Claims settled
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Happy families
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Trust score
Designed for every life stage

Pick a plan. We'll personalise the rest.

Every plan is dynamically tuned to your age, health and goals using LifeGlimmora's AI engine.

Most loved

Family Protection

Cover your spouse, kids and parents under one elegant umbrella.

₹699/month
  • Up to ₹1 Cr term cover
  • Critical illness rider
  • Tax savings up to ₹46,800
  • Free annual health check-up
Choose plan
For 0–18 yrs

Child Future Plan

Lock in education, marriage and milestone funds with disciplined returns.

₹999/month
  • Goal-based maturity payouts
  • Premium waiver on parent
  • Loyalty additions every year
  • Switch funds anytime
Choose plan
55+

Senior Secure Plan

Hospitalisation, OPD and chronic-care that respect their independence.

₹1,199/month
  • No medical test up to ₹5L
  • Pre-existing in 1 year
  • Day-care for 540+ procedures
  • Home health concierge
Choose plan
Wealth + life

Smart Wealth Plan

Insurance that compounds — markets-linked NAV with capital protection.

₹2,499/month
  • Equity, debt & balanced funds
  • Free fund switches
  • Life cover 10× premium
  • Partial withdrawals after 5 yrs
Choose plan
AI Native

Powered by intelligence,
guided by empathy

Every interaction at LifeGlimmora is augmented by purpose-built AI agents — explainable, accurate, and always on your side.

Smart Premium Calculator

Calculate your ideal premium in seconds — adjusted live for age, lifestyle and family size.

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AI Policy Recommendations

Our agentic engine matches the right combination of cover, riders and tenure to your goals.

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Instant Claim Tracking

Watch your claim move stage-by-stage with explainable AI updates, never a black box.

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Personalised Insights

Monthly check-ins with bite-sized advice — from tax-saving to portfolio rebalancing.

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Why LifeGlimmora

Insurance you can finally feel good about

Fast claims

Median 4-hour settlement on cashless health claims, 48-hour TAT on life payouts.

Secure platform

End-to-end encryption, SOC 2 controls and zero-knowledge document vaults.

Affordable plans

Premiums calibrated to lifestyle data — pay for the cover you actually need.

Trusted advisors

Human experts a tap away, supported by your AI co-pilot 24/7.

24/7 support

Live chat, voice or in-app assistance — every minute of every day.

AI-driven experience

Personalised journeys that learn from your milestones, not just your forms.

Stories from our community

Loved by the people we protect

The claim was settled before I finished my morning chai. LifeGlimmora explained every line of the AI assessment — it felt like a friend, not a form.

AM
Aanya Mehta
Mother of two · Bengaluru

We switched our entire family suite. The dashboard is genuinely beautiful, and the broker portal saved my agent 12 hours a week.

VI
Vikram Iyer
CFO · Mumbai

I appreciated the medical reviewer console more than my patients will ever know. Clean, evidence-first, and transparent.

PN
Priya Nair
Doctor · Kochi
Mobile App · iOS & Android

Your future, in your pocket

Track policies, file claims with a photo, get nudges from your AI co-pilot, and pay premiums in two taps. Soon on the App Store and Play Store.

  • Face ID / fingerprint unlock
  • Real-time claim updates with explainability
  • Auto-uploads from health wearables
  • Tax saver dashboard with goal tracking
Hi, Aanya 👋
Your safety net
AM
Total cover
₹1,50,00,000
Active
3 plans
Premium
₹40,300/yr
Claim tracker
Settled · 6h
AI nudge
Save ₹14,200
Today's tip
Top-up your child's plan by ₹500 to lock in 2026 rates.
Frequently asked

Questions, gently answered

Yes. LifeGlimmora is a fully IRDAI-licensed life and health insurance platform operated by Glimmora International, with reinsurance partnerships across the world.
Cashless health claims average ~4 hours with our partner network of 12,500+ hospitals. Life claims are settled within 48 working hours once final documents are received.
All inference runs inside our private VPC with end-to-end encryption (AES-256) at rest and TLS 1.3 in transit. Our agents never train on your personal data.
Absolutely. You can upgrade, downgrade or merge family plans from your dashboard at any policy anniversary, with no underwriting penalty within the same product family.
iOS and Android apps are launching this quarter. Until then, the web app is fully responsive and installable as a PWA on any device.

Securing today. Enriching tomorrow.

Join 1.2 million people already protecting what matters most. Setup takes under 6 minutes.